Avoid expensive mistakes when buying real estate:

Get your personal financing concept within 24 hours, through which you get your dream property at best conditions

Together with you, I create an attractive financing plan and handle the complete financing concept for your property.

Discover what really matters when financing a property and secure your professional support for all important choices.


Better conditions: Through my extensive network, I will open doors that will save you money


Quick results: In our initial meeting, you will receive feedback on the general feasibility


More security: With my financing concept, your process is predictable and manageable. You keep full control at all times

What do you need to consider when buying real estate?

To finance a house or apartment, there are many options.

However, maybe that's exactly why you feel overwhelmed, because you really want to do everything right...

… but you simply don't know which way is the best for you.

And you don't want to spend all the effort and time you have to invest, while you run from bank to bank to get offers?

At the same time you would like to finance your real estate as optimal as possible?

➞ Then you, just like most buyers, are missing a system, which shows you the right steps in the right order.

The good news:
The financing of a property can be very uncomplicated and timesaving if you know how to proceed.

And that's exactly what I'm here to help you with.

I don't just show you the best way to go, I go through it together with you and support you during the whole process.

You have 2 options:


Either you start on your own and invest a lot of time and money in a financing concept, of which you do not know 100% whether it is the right one for your personal situation.


Or you consult an expert and thereby take the safe route. Benefit from the experience of a professional who will achieve best conditions for you in real estate financing, while you can fully concentrate on your choice of real estate, as well as your job or your family.

➞ By working with me as an intermediary, you gain access to a large network of banks and credit institutions and can choose the best possible conditions between all providers - fast & uncomplicated

How does the cooperation with me work?

In a personal meeting, we find out together what is really important to you when it comes to real estate financing. You will receive an in-depth consultation that is individually tailored to your situation. In addition, you will get the professional opinion of an experienced expert on your real estate financing.

In the second consultation, we will design a clear concept based on your goals on how to optimally finance your property. I will show you different possibilities and walk you through alternative ways which might be suitable for you. In order to give you an overview, I will present all the advantages and disadvantages of the respective financing concepts and give you serious and reliable advice regarding the further course of action.

After we have worked out the optimal process together, I will help you with the complete implementation in a timely manner. I take over the full administrative effort and got your back. Of course, you enjoy absolute transparency during the complete process, because I inform you about every step and discuss it with you. Finally, you make a decision together with me and start financing your dream property.

IMPORTANT: My service is 100% free of charge for you until closing. This is because I am ONLY paid for my success. Only when you have decided on an option that you are truly satisfied with, and it is approved by the bank or insurance company, I will receive a commission from the financing partner.

The „complete solution“ for real estate financing

I know: You already have enough to do.
That's why I take over the COMPLETE processing with your bank for you!

That includes:


A free analysis of your situation


Development of an optimal financing concept


Professional support during the whole process

And the best part…


You benefit from fast and personal support


You receive top conditions


You get a detailed market overview

➞ I advise you independently and individually - tailored to your situation

Your advantages at a glance


Full control

My concept gives you an X-ray view of all costs because I provide you with all figures, data & facts. You keep the overview at all times and have a clear plan, through which you know exactly what is coming up.


More Security

By working with me as an expert, you completely eliminate the risk of making expensive mistakes. You benefit from my experience of over 30 years in the financial industry, including 15 years in real estate financing, and use methods designed specifically for real estate buyers.


Best conditions

Thanks to my network of over 400 banks and insurance companies, you will receive the ideal conditions for optimal real estate financing. You save a lot of money, because you can choose the most favorable bank from a variety of providers.

Whether for private users or capital investors

I will show you how to realize the dream of home ownership at a reasonable price.

Sabine Krauß - Expert for construction financing

Experienced partner

in the area of finance & real estate

I worked for Deutsche Bank for over 30 years, 20 years as a corporate client consultant in various branches in Germany and abroad. Now I work as an independent financial consultant at FIBA in the area of real estate financing.

In order to negotiate the optimal financing partner and the best conditions for my clients among the multiple banks & insurers, I act completely independent.

Furthermore I know exactly what situation you are in, because I know the real estate market inside out. I also have been able to gain experience through various properties of my own.

As a customer, you benefit from my experience from approximately 15 million € construction financing volume per year, amounting to a total volume of over 200 million €.

That is why working with me is not a risk as I use proven systems that work in practice.

What makes me so unique?

Most banks and credit institutions operate on a very limited basis. Employed bank consultants often have only a restricted choice of financing options, as they are supposed to sell their in-house products.

I work as a freelance consultant and can compare and create the best concept for you from a huge pool of providers.

What customers say about me

Yannis T. on 10/04/2020:

„An excellent consultant! Ms. Sabine Krauß was the consultant in our recent real estate purchase and assisted us with our mortgage. Thanks to her we got a mortgage with very good terms. We were extremely happy with her tireless effort, her willingness to explain every step (and its consequences) with meticulous detail, and hugely appreciated her availability and the speed with which she was able to get things done. A very competent professional, the best anyone would ever hope to have in a serious investment such as that of a new house. Competence in finding and securing the best offer; willingness to explain in great detail without consideration of how long it would take; availability and speed.”

Familiy T. on 01/01/2020:

„Very good! As an expat, it is very challenging to get a good finance consultation. I find Ms. Krauss as very suited in my case, as it was very complicated. She has good know how and comes up with different options. She speaks English and very easy to communicate. She is very dedicated and hardworking, she was reachable whenever we had questions. She guides through the process and capable of obtaining good result.”

Edgar A. on 12/20/2019:

„100% recommended! Real state acquisition. Finance process. As a non-German citizen, real estate finance is quite limited and complicated. Thanks to her advice and support we managed to make our dreams come true and further on her assistance to go through the process and all credit documents ease our decision making and field confidence with our House acquisition. We can ensure that her support and Financing knowledge help foreigners who want to make Germany their new home. Nothing to complain about.”

More opinions and reviews can be found at Who Finance

In 3 steps to your real estate financing


Step 1:
Secure an appointment

Arrange a free initial telephone consultation now. To do so, use the appointment calendar to book a free time slot that suits you best.


Step 2:
Analysis meeting

Together, we analyze your current situation and answer all your questions about working together in a video call.


Step 3:
Individual implementation

You will receive a solution individually adapted to your situation in order to optimally finance your property.

Do you want to finance your property at best conditions?

Then click the button now and book a free consultation with an expert. In our free and non-binding initial consultation we will find out together, if and how I can help you.

Any questions?

Why do I get better conditions this way with you?

I work completely independent and therefore have the possibility to choose the best provider for you.

What does the service cost?

Basically, my service is completely free of charge for you. While the bank consultant receives his salary, I receive a commission in case of success - with the further advantage: I work independently and therefore you receive the best financing concept. The commission is not paid by you, but by the financing bank. Therefore the service is 100% free of charge for you.

Which requirements do I have to fulfill?

For working together, you must have a positive Schufa report and a residence permit in Germany.

Which amount of a credit can I get for a house?

The amount of your credit always depends individually on the respective bank and your personal situation. I will be happy to support you in finding a property that ideally suits your financial situation and will design a tailor-made financing concept that is precisely tailored to your wishes.

Is it also possible to receive financing without own capital?

Basically yes, but I need exact data from you to be able to make a reliable statement. You will find out which plan allows financing without equity capital and which conditions you can expect in our initial meeting.